Commercial Loans.

Business Line of Credit. *

Brickell Capital Finance

  • Max amount $250,000
  • The 6-month term starts at 8% or 1.5% monthly
  • The 12-month term starts at 15% or 1.5% monthly
  • Only pay interest on the months it is used
  • 2% withdraw fee
  • No prepayment penalty

Requirements

  • Application form
  • Last 3 months of Business Bank Statements
  • Drivers License

Eligibility

  • 1 year in business
  • Min Annual sales $240,000
  • No min FICO
  • No more than 5 OD’s and NSF’s in the last 5 months
  • Min bank statement balance $2,500 in the last 90 days
  • No Real Estate Rentals
Apply Now

Start-up Loans and Buy-in Loans.

SBA 7(a) Loan **

  • Min amount $250,000, Max amount $5MM
  • Up to 10 years term
  • Terms can be blended if loan includes both Real Estate and non-Real Estate debt
  • Competitive interest rates
  • SBA guarantee fee ranges from 2% to 3.5% of the guaranteed portion of the loan
  • Other fees include: packaging fees, third party reports, lien filings, title changes, etc. Closing fees can be incorporated in the loan.

SBA 504 Loan ** (funds must be allocated toward fixed assets like equipment) 

  • Min amount $250,000, Max amount $15MM
  • 20 – 25 years term
  • Variable and fixed rate options
  • Loan fees 2% – 4% of total financing
  • Other fees include: packaging fees, third party reports, lien filings, title changes, etc. Closing fees can be incorporated in the loan.
Apply Now

Commercial Real Estate.

Conventional Loan ***

  • Max loan amount $2MM
  • The term is 30 years fixed
  • Min credit score 650
  • 75% LTV
  • Prepayment penalty 3 to 5 years
  • Loan origination fee 2.5%

SBA Loan **

  • Max loan amount $5MM
  • The term is 25 years variable
  • Min credit score 680
  • 90% LTV
  • Prepayment penalty 5 years
  • SBA guarantee fee 2.5% – 3.75%
  • Underwriting, processing and legal documents $3,500
Apply Now

* NE, NV, ND, SD, TN, UT, VT and PR.
** No State restrictions
*** AZ, CA, FL, HI, ID, MI, MN, MT, NE, ND, NJ, NV, SD, TN, UT, VT, WV, WY